1. Acceptance of these terms
These Terms of Service ("Terms") govern your access to and use of goldtradingdesk.com, the Gold Trading Desk member portal, curriculum, research, enrollment process, credentials, certificates, and related educational services (collectively, the "Services").
By accessing the Services, creating an account, or enrolling in a programme, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services.
2. Educational institution; no financial advice
Gold Trading Desk provides education concerning gold markets, auction-market theory, market structure, volume, liquidity, risk, and professional decision-making. All material is provided solely for educational and informational purposes.
Nothing in the Services constitutes investment, financial, legal, tax, brokerage, portfolio-management, signal, copy-trading, or personalized trading advice. GTD does not execute trades, hold trading funds, manage client capital, guarantee performance, or recommend that any person enter a transaction.
Trading and investing involve substantial risk, including possible loss of capital. You remain solely responsible for your decisions, accounts, risk controls, compliance obligations, and use of any information studied through the Services.
3. Eligibility and accounts
You must be at least 18 years old and legally capable of entering into these Terms. You must provide accurate account information and keep your authentication credentials secure.
Accounts are personal and may not be sold, transferred, shared, or used to provide unauthorized access to another person. You are responsible for activity conducted through your account and should notify support@goldtradingdesk.com promptly if you suspect unauthorized access.
4. Enrollment and academic access
Programme descriptions, tuition, included assessments, access periods, and academic requirements are displayed before enrollment. Access begins only after the required payment has been confirmed and the enrollment record has been activated.
Perpetual curriculum access, where expressly stated, means continued access for as long as GTD operates the relevant programme and platform, subject to these Terms, reasonable technical changes, institutional updates, and events outside our control. It does not guarantee that every feature, format, or third-party service will remain unchanged indefinitely.
Credentials and certificates are governed by published academic requirements. Payment alone does not guarantee assessment eligibility, completion, credential issuance, or professional competency.
5. Tuition and cryptocurrency settlement
Tuition is quoted in the displayed fiat-equivalent amount and may be settled through NOWPayments using an available cryptocurrency and network. Exchange rates, required crypto amounts, payment addresses, network requirements, expiration periods, minimum amounts, and confirmations are determined during checkout.
You are responsible for selecting the correct asset and blockchain network, sending the exact required amount within the stated period, and reviewing the payment details before transfer. Blockchain transactions are generally irreversible. GTD is not responsible for transfers sent to an incorrect address or network, underpayments, overpayments, wallet errors, exchange delays, network congestion, or third-party fees outside its control.
A payment is not complete until the payment processor reports the required settlement status and GTD records the enrollment as active. Any cancellation, refund, or correction request is assessed under the policy presented at enrollment and applicable law. Once digital curriculum access has been activated or consumed, refund rights may be limited except where mandatory law provides otherwise.
6. Permitted use and institutional conduct
You may use the Services for your own lawful, personal education. You agree to respect the Constitution, academic sequence, assessment integrity, and professional standards of the institution.
- Do not copy, scrape, republish, sell, sublicense, broadcast, or distribute protected curriculum or member materials.
- Do not share accounts, bypass enrollment controls, probe security, interfere with the platform, or introduce malicious code.
- Do not misrepresent GTD education as personalized advice, a signal service, guaranteed performance, or authorization to manage funds.
- Do not submit another person's work, manipulate academic records, or misrepresent a credential or certificate.
- Do not use the Services for unlawful, abusive, fraudulent, deceptive, or rights-infringing activity.
7. Intellectual property
The Services and their curriculum, research, graphics, assessments, methodology, editorial presentation, software, marks, and other materials are owned by or licensed to Gold Trading Desk and are protected by applicable intellectual-property laws.
Enrollment grants a limited, personal, non-exclusive, non-transferable, revocable right to access the purchased educational materials. No ownership or commercial-use right is transferred to you. Gold Trading Desk, GTD, related monograms, and institutional identifiers may not be used without prior written permission.
You retain ownership of original journal entries or submissions you create. You grant GTD the limited rights necessary to store, process, display, review, and administer those materials within the Services.
8. Availability and changes
We may maintain, update, improve, replace, suspend, or discontinue parts of the Services. We may revise curriculum, research, academic requirements, interfaces, providers, and technical systems to preserve quality, security, legal compliance, or institutional standards.
We aim to provide reliable access but do not guarantee uninterrupted or error-free operation. Third-party authentication, payment, hosting, email, market-data, blockchain, and network services may experience delays or outages beyond our control.
9. Suspension and termination
We may restrict or terminate access where reasonably necessary to address non-payment, account sharing, security risk, unlawful activity, academic misconduct, material breach of these Terms, or conduct that threatens members, the institution, or the platform.
You may stop using the Services at any time and may request account review or deletion by contacting support@goldtradingdesk.com. Certain academic, payment, security, and legal records may need to be retained as described in the Privacy Policy.
10. Disclaimers and limitation of responsibility
The Services are provided on an "as available" basis to the extent permitted by law. Educational outcomes depend on many factors, including individual effort, judgment, discipline, experience, and market conditions. GTD makes no promise of profitability, employment, funding, trading success, or any particular result.
To the fullest extent permitted by applicable law, GTD is not responsible for indirect, incidental, special, consequential, exemplary, or trading-related losses arising from use of or reliance on the Services. Nothing in these Terms excludes responsibility that cannot lawfully be excluded.
11. Changes, interpretation, and contact
We may update these Terms when the Services, institutional policies, providers, or applicable requirements change. Updated Terms will be posted on this page with a revised effective date. Continued use after an update constitutes acceptance where permitted by law.
If any provision is unenforceable, the remaining provisions continue in effect. Failure to enforce a provision is not a waiver. These Terms are interpreted under laws applicable to the operation and your use of the Services, without limiting mandatory rights that apply in your place of residence.
Questions about these Terms may be directed to support@goldtradingdesk.com. Institutional correspondence may be sent to hello@goldtradingdesk.com.